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XL Capital LTD (XL) Yearly Returns

Year	Begining Price	Ending Price	Gain or Loss	Percent Gain or Loss
1992	37.50	47.25	9.75	26.00%
1993	47.25	56.50*	9.25	19.58%
1994	28.25	27.25	-1.00	-3.54%
1995	27.25	37.125	9.875	36.24%
1996	37.125	52.50	15.375	41.41%
1997	52.50	54.25	1.75	3.33%
1998	54.25	75.00	20.75	38.25%
1999	75.00	51.875	-23.125	-30.83%
2000	51.875	87.375	35.50	68.43%
2001	87.375	91.36	3.985	4.56%
2002	91.36	77.25	-14.11	-15.44%
2003	77.25	77.55	0.30	0.39%
2004	77.55	77.65	0.10	0.13%
2005	77.65	67.38	-10.27	-13.23%
2006	67.38	72.01	4.63	6.87%
2007	72.01	50.31	-21.70	-30.13%

*The 1993 ending price for XL Capital LTD has been adjusted for a 2 for 1 stock split.